Buying a Home Shouldn’t Feel Like Applying for a Security Clearance

The Pacific Path™ takes the confusion out of getting a mortgage — even if you're self-employed, just starting out, or unsure where to begin.
Lina, your 24/7 smart assistant, walks you through what you can afford — and a real advisor steps in when it counts.

✔️ Personalized affordability snapshot — in 2 minutes
✔️ No credit check. No pressure.
✔️ Real answers from Lina + human guidance when you need it

đź’ˇ Instant clarity on what you can afford + talk to Lina for real mortgage help

Our Story

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The Pacific Path™: A Simpler Way to Buy a Home — Without the Guesswork

🔹 STEP 1: Pre-Approval Pulse™

Smart 60-second snapshot. No credit check.

🔹 STEP 2: Doc-Check Navigator™

Personalized checklist, built for W2, 1099, or figuring it out.

🔹 STEP 3: FastTrack Clear-Close™

Your advisor helps you every step of the way — start to finish.

Wondering If You’ll Even Qualify?

You don’t need perfect credit or 20% down to get real options.

✅ You’re renting and tired of it

✅ You’re self-employed, 1099, or not “easy to verify”

✅ You’ve been told “you’re not ready”

âś… You feel overwhelmed, confused, or ignored

âś… You want someone who talks like a real human

🚫 You don’t want a robot or a giant call center

🚫 You’re not just kicking tires — you're serious about buyin

No hard credit check. No sales pitch. Just real options.

🔵 Lina, Your 24/7 Mortgage Assistant

No call centers. No scripts. Just real answers — fast.
Lina handles the basics anytime, and a real human steps in when it matters.

🧠 Not Just Algorithms — Real Underwriters

If the numbers work, we make it work.
We’re not here to say “no” — we’re here to figure out how.

đź’Ľ Built for 1099s, Freelancers & Self-Employed

We know income isn’t always a straight line.
If it’s legit, we’ll work with it — even when big banks won’t.

What Happens Next — And Why It’ll Feel Different

🪜 Step 1:

⏱ Answer a Few Smart Questions (60 Seconds)
No credit check. No fluff. Just the essentials so we can help you fast.

🪪 Step 2:

📋 Get Real Options, Not Just “Advertised Rates”
We’ll show you what’s possible based on your situation — not generic numbers.

🧑‍💼 Step 3:

👩‍💼 Lina (or a Real Person) Will Reach Out to Help
If we can help, you’ll hear from Lina — our smart assistant — or a real human who actually knows mortgages.

PacificHome.us

Contact: [email protected] 714-200-3464